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TL;DR - I finally realized that my “moon” is just being able to support my family and enjoy my job at the same time.
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My wife and I used to work in the film industry, which shut down completely all year during Covid. In April and May we rebalanced our savings (had been almost entirely stonks) and bought some bitcoin. At the time it seemed like a bold move, but we had no idea when we would be back to work, or what was going to happen. Gold seemed like a good idea, until you actually look into trying to buy gold, and that’s why we revisited BTC, which I had held for some time in 2017 and sold before it crashed, but had basically gotten out of.
So, we started collecting stimulus and unemployment, and I stopped freaking out about when we’d be back to work. Instead, we decided immediately to get some film equipment we’d been looking at, and start shooting a YouTube show of her cooking, and try to put together a Covid-ready shoot of a movie we wrote the script for. We figured - hey, let’s invest this money in equipment and skills. Our thought was we’d start a video production company after the pandemic.
Well, fast forward, we actually managed to shoot our movie safely, and it’s being edited now, and a friend of mine hired me to edit videos for his company. It was basically the ideal job in every respect - work from home, for good friends of mine, start late, editing videos of celebrities talking to each other (I signed an NDA or I would name drop). I have loved working for them, and I was learning some skills to put towards our own business, right? Everything was great... except the pay. It was half what I used to make, plus 1099 instead of W2, plus non-Union so I don’t get any health care benefits and pension. But it’s not all about the money, right? And now isn’t really the time to be picky, I was unemployed for an entire year.
So I took the job and was loving it. Then two weeks ago my wife came to me and told me she is pregnant with our first child. Here’s the funny part - we know the exact day this child was conceived, because we tried exactly one time. So the pregnancy was a bit of a shock. But still, the happiest news I’ve ever gotten.
I started being terrible at my job. Couldn’t focus, couldn’t hit deadlines. All I could think about was the riot at the Capitol, and Bitcoin’s price, and reading about bitcoin, and reading about sound money. Because, oh yeah, I convinced my wife to move all of our savings to Bitcoin right BEFORE we found out we were pregnant. We both agree that on some level we both knew, that the hormones and pheromones were signaling us to make plans for the baby our conscious brains didn’t know about yet. And before we did the pregnancy test, we had already planned to move everything over.
So today I finally wrote them and quit my job. Because I realized there is so much more at stake, and what they are able to pay is not sustainable to raise my kid.
I know what I’m doing is the right decision, but even my father asked “aren’t you supposed to have a new job before you quit the old one”? And I asked him “if Warren Buffet wants to sit in cash and look for a good deal, no one tells him he’s being lazy, right?” He seemed to think that was a good point, so he dropped it.
Here’s where I’m at - my wife and I have everything we could want. We made a movie from a script we wrote together. We have a baby on the way. We have a house with a low mortgage and the money to pay it off if we want to, and we have some bitcoin beyond that still too. We have decided to sit on the sidelines like Buffet and wait this out.
Obviously there’s also tremendous upside of BTC goes to $100k. Then we’ll look like geniuses. But here’s the thing - all we will have done for that money is read a lot and push some buttons. And suddenly wealth will transfer out of society at large and to us. We can’t build a society where all wealth creation is a casino.
And this is why we need Bitcoin. We need sound money, precisely so that no one can push a few buttons one afternoon and become a millionaire. We need the money supply to be stable so that prices can be stable so that we can all plan for our futures, and not keep gambling like we have for the last century.
I know I made the right decision quitting the job, but at the same time, it’s hard not be mad that the whole issue is just a price mismatch between what they have budgeted and what I need to make. The only reason prices fluctuate like this is monetary debasement. Here we have friends working together making things, and just because the fed is printing too much money, that arrangement becomes untenable. It’s insane.
None of this holds a candle to my neighbor, though. He and his partner have several kids. He’s been trying to buy a house, and he’s pre-approved, but then he got offered a Union job that paid double. Same kind of work, he SHOULD take it. But because of the rules they’ve written to protect from bad loans being written, he would lose his pre-approved status if he switched jobs, and couldn’t get it back til he was Union for two years. So he didn’t. In what fucked up world do we live in where he has to turn down a better job to get a house? In what world do we build luxury condos next to homeless people? In what world are there food surpluses and starving kids? A world without sound money.
I used to think holding on for dear life was about the volatility, and I guess it was. But now I realize, it’s about sound money, low time preference, a society that looks forward to the future - it’s about holding on because life is dear.
The baby’s due in September. Between now and then I’m now totally free to get this world ready for them.
Thanks for reading y’all. Happy hodling.
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submitted by Imagine you have zero debt, no mortgage, already invested in individual shares, regularly investing in ETFs and maxing your Kiwisaver contribution.
6months living expenses set aside in a savings account for an 'emergency fund', there is $100k to invest.
a) Drip feed into ETFs/Managed Funds via InvestNow? b) Drip feed into individual shares via Sharesies or ASB/ANZ platform?
c) Casino and a big night out? Bitcoin? Gold? Platinum? Property?
d) Something else?
submitted by Seeing all the recent posts about removing the duel arena, I thought I'd share my story. English isn't my first language so sorry about any mistakes or weird wording.
I am 26 years old. I started playing OSRS three years ago, and started PKing around a year ago. Soon after, I started staking at the duel arena. At first, it was just small stakes, thinking it would be a fun alternative to PVP, but I quickly lost my entire bank (around 150M) to scams and bad luck. I decided to buy bonds to replace the gold I lost and told myself I would never go to the duel arena again.
Only a week later, I lost my cash stack by dying in an instanced area. I was mad at myself at Jagex for their dumb death mechanics, so I decided to buy back the gold from a website rather than with bonds. I was mad I had lost 100$ and went to the duel arena. I know how stupid this sounds, but I almost felt like I was going to win because I deserved it. But, of course, I lost 200M.
That's when everything started going downhill. I bought back the 200M, staked it, and lost again. Next, I bought 400M and staked it to cover my losses, but lost again. This time I hadn't realized a scammer had an inquisitor's mace hidden in their inventory. I kept doubling up, thinking I would eventually win and be even, but I didn't. I had lost my entire bank account of around 2000$.
That's when things got serious and I started gambling bitcoin on an online casino. I was only trying to recover what I had lost, and never gamble again. But unfortunately, I kept losing, eventually maxing my credit card.
I am now slowly getting out of a 5000$ debt, and getting help from a gambling support group. Several other members of the group also say that OSRS is what started their gambling addiction.
I realize this is all my fault, but gambling doesn't belong in a video game, especially one where it's so easy to trade gold for real-life money.
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